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Are you ready to SMASH your health and weight loss goals! Make sure you’re signed up for the next round of the 28 Day Weight Loss Challenge!
If you’re feeling a little overwhelmed at the prospect of lifestyle changes that come with joining the 28 Day Weight Loss Challenge, we’re here to help you through it every step of the way.
Below you’ll find a breakdown of the steps you can take to help you prepare for the challenge and set yourself up for success and be ready to SMASH Your GOALS.
What is the 28 Day Weight Loss Challenge all about?
The 28 Day Weight Loss Challenge has helped 100’s of thousands of mums just like you lose weight and get on top of their health goals. It’s amazing what can be achieved in just 28 days with many mums losing between 4 – 6 kilos and finding their whole lives changed in that time.
With the Healthy Mummy App in your hand, the 28 Day Weight Loss Challenge provides 28 days of customisable meal plans, at-home exercise videos, well-being and mindset videos, along with tools for you to track your progress.
You’ll also have access to an extraordinary support network with other mums sharing their journey and supporting yours. We’ve also got a few other things, like a 28 Day Tool Kit, competitions and prizes to motivate you and keep you accountable.
How do I prepare for the 28 Day Weight Loss Challenge?
1 – Read through your FREE 28 Day Weight Loss Challenge Tool Kit (RRP $25)
This will have been sent to you with your order email confirmation and is jammed packed with all you need to set your goals for the month and stay motivated and accountable on your journey. It has invaluable information that will set you up to succeed with tips, tricks and hacks to help. It takes you through a step-by-step guide on how to approach this challenge and you can keep referring to it along the way.
You can also find the Tool Kit available for download on the My Offers Page on your account.
2 – Take body measurements and photos to track progress
It’s important when you begin that you know your starting weight and have good photographs and measurements so you can accurately measure your progress during 28 days.
Remember that sometimes if you are toning up and gaining lean muscle, the scales might not move, but you are in fact, losing centimetres! This is very motivating and an important step in keeping you on track. Remember to log your measurements in the Healthy Mummy App.
While the scales won’t always tell you the whole story, good before and after photo’s often will!
3- Set realistic goals
Your goals may centre around ensuring you stick to your healthy eating plan, and regular exercise. Once you’ve worked out your goals, make sure you plan a reward for achieving them and choose little rewards that are going to keep you on track with your healthy lifestyle
- I want to start walking 10,000 steps a day;
- I want to fit better in my clothing;
- I want to feel more confident in a swimsuit;
- I want to have the energy to play with my kids;
- I want to commit to drinking 2 litres of water a day.
Tips to
4 – Check out the meal planning and get meal prepping
One of the best things about the Healthy Mummy App is that it does all the healthy meal planning for you. Your weekly meal plan for the following week will be in the app every Wednesday.
You can set aside 15 minutes each week to customise the meal plans to suit you, then your shopping lists are prepared and you’re ready to go! All the meals in the Healthy Mummy App have been created with busy, time-poor mums in mind.
They’re easy to prepare, healthy, and family- and budget-friendly. Set aside an hour or so at the beginning of the week and then maybe another time slot mid-week to do some meal prep and get you ahead.
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In 2021, there were a total of 401,533 car crashes on Florida’s roads according to the Florida Highway Safety and Motor Vehicles Department. This included 3,445 total fatal collisions and 163,961 crashes that caused injury.
Drivers who are involved in a Florida car accident need to know what their legal rights are. Understanding the state’s car accident laws can help those who are harmed to determine how to obtain compensation for losses.
Florida Minimum Insurance Requirements
Florida is one of a small minority of states that does not require drivers to have bodily injury liability coverage. This is the type of auto insurance coverage that would pay for injury-related losses a policyholder causes other motorists if the policyholder was responsible for a collision.
The state does require motorists to have the following types of insurance:
- A minimum of $10,000 in personal injury protection (PIP) coverage
- A minimum of $10,000 in property damage liability (PDL) coverage
PIP coverage pays for some of the policyholder’s own losses after a collision that causes injury — regardless of who caused the crash. PDL coverage pays for property damage the policyholder causes others to experience by causing a collision.
Although drivers are not required to have bodily injury liability, many choose to do so in order to protect their assets in case they cause a crash. A driver without this coverage who was sued by a collision victim would need to pay for losses out-of-pocket.
When Does a Florida Car Accident Have to Be Reported to the Police?
Under Section 316.065, Florida Statutes, drivers who are involved in a collision must report it to the police if one of the following are true:
- The crash caused at least $500 in vehicle or property damage
- The crash caused injury or death
If a crash does not meet one of these two requirements, motorists can instead complete a
“Driver Report of Traffic Crash (Self Report)” or “Driver Exchange of Information” which can be found on the FLHSMV website.
Reporting an accident to the police is generally a good idea because the police report can serve as evidence when a crash victim tries to recover monetary compensation for collision-related losses.
Fault in Florida Car Accident Cases
The state of Florida is a “no-fault” car insurance state. This means regardless of who was to blame for the accident, drivers will recover compensation for minor injuries from their own insurer.
Specifically, they will make a claim under their required Personal Injury Protection (PIP) coverage. PIP will pay compensation for:
- 80% of reasonable medical expenses incurred due to crash-related injuries.
- 60% of lost income if crash-related injuries prevent the policyholder from working
- $5,000 in death benefits if a collision is fatal (this will be paid to the estate of the deceased or to relatives of the deceased crash victim)
If injuries are very serious (including death, loss of a bodily function, permanent injury or permanent scarring), collision victims can recover compensation outside of the no-fault system. When injuries meet the threshold of serious under Florida law, victims can pursue a personal injury claim against the driver who caused the accident. In these situations, the victim can recover compensation for:
- Medical bills
- Lost wages
- Pain and suffering
- Emotional distress
An experienced Florida car accident lawyer can help collision victims to determine if their crash is serious enough that they can try to recover compensation from the other driver rather than being forced to rely solely on their PIP coverage alone.
Comparative Negligence Rules in Florida Car Accidents
Sometimes, both drivers involved in a collision share the blame for the Florida car accident. In these cases, Florida’s pure comparative negligence rules apply.
Comparative negligence is one of three approaches that different states use to establish when car accident victims can pursue a claim for compensation if they are partly to blame for their own injuries. The three approaches are:
- Pure comparative negligence: Victims can always make a claim to recover damages no matter how much of the blame they share. A driver who was 99% responsible for a crash could still try to recover compensation from the other motorist. This is Florida’s rule.
- Modified comparative negligence: With this rule in place, only drivers who are less than 50% or 51% at fault for the crash can pursue a claim to recover damages.
- Contributory negligence: This rule applies in the minority of states and prevents someone from pursuing a claim for damages if they were even a small percentage to blame for the accident.
In Florida — and in all pure and modified comparative negligence states — compensation will be reduced when a victim is partly to blame. If a crash victim was 20% responsible for the collision and sustained $100,000 in losses, the victim could recover 80% of their $100,000 in damages or $80,000 total.
Statute of Limitations for Florida Car Accident Cases
In Florida, drivers with serious injuries who wish to pursue a claim for compensation will need to act within the statute of limitations for negligence claims. The statute of limitations applies to car accident claims — and other cases arising out of careless conduct — in order to make sure lawsuits are filed in a timely manner.
The Florida statute of limitations gives victims four years to pursue their case. If a victim does not act within that time frame, they cannot move forward because their claim will be time barred.
Possible Changes to Florida Car Accident Laws
In recent years, some lawmakers in Florida attempted to change the state’s car accident rules and repeal the no-fault laws in the state.
However, the governor vetoed the attempted modifications. It is possible further efforts to modify the rules will occur so crash victims should check with an experienced attorney to find out what the current regulations are at the time of their accident.
Getting Help from a Florida Car Accident Lawyer
A Florida car accident lawyer can offer invaluable help to crash victims. Those who are hurt in a collision should contact an attorney as soon as possible for assistance in understanding their legal rights and moving forward with a claim to maximize compensation.